* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #eab308;
    --primary-light: #facc15;
    --secondary: #d97706;
    --bg: #0f0c05;
    --card: #1c1608;
    --card2: #251d09;
    --text: #ffffff;
    --muted: #b7ad91;
    --border: rgba(169, 59, 246, .18);
    --glass: rgba(33, 27, 11, .72);
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', sans-serif;
    background: var(--bg);
    color: var(--text);
    min-height: 100vh;
    overflow-x: hidden;
}

/* ── HEADER ── */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    background: rgba(23, 19, 10, .90);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border-bottom: 1px solid rgba(255, 255, 255, .07);
}

.header-inner {
    max-width: 1400px;
    margin: auto;
    padding: 14px 28px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.header-logo {
    color: #fff;
    font-size: 22px;
    font-weight: 800;
    letter-spacing: -.3px;
}

.header-logo span {
    color: var(--secondary);
}

.header-badge {
    color: #e5dfc8;
    font-size: 13px;
    font-weight: 500;
    display: flex;
    align-items: center;
    gap: 6px;
}

.header-badge i {
    color: #facc15;
}

.header-nav {
    display: flex;
    align-items: center;
    gap: 28px;
}

.header-nav a {
    color: #e5dfc8;
    text-decoration: none;
    font-size: 15px;
    font-weight: 600;
    transition: all .2s ease;
}

.header-nav a:hover {
    color: var(--secondary);
}

/* ── HERO / MAIN WRAPPER ── */
.hero-section {
    min-height: 100vh;
    padding: 110px 0 80px;
    background:
        radial-gradient(ellipse 60% 50% at 0% 0%, rgba(234, 179, 8, .20) 0%, transparent 70%),
        radial-gradient(ellipse 55% 45% at 100% 100%, rgba(234, 179, 8, .14) 0%, transparent 65%),
        var(--bg);
    display: flex;
    align-items: center;
}

.funnel-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
    background: var(--card);
    border-radius: 28px;
    overflow: hidden;
    box-shadow: 0 30px 90px rgba(0, 0, 0, .55);
    border: 1px solid var(--border);
}

/* LEFT PANEL */
.left-panel {
    padding: 56px 52px;
    background: linear-gradient(160deg, #352b0d 0%, #211b0b 100%);
    position: relative;
    overflow: hidden;
}

.left-panel::before {
    content: '';
    position: absolute;
    top: -80px;
    right: -80px;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(234, 179, 8, .18) 0%, transparent 70%);
    pointer-events: none;
}

.lp-logo {
    font-size: 22px;
    font-weight: 800;
    margin-bottom: 28px;
    display: block;
}

.lp-logo span {
    color: var(--secondary);
}

.lp-badge {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    background: rgba(234, 179, 8, .12);
    border: 1px solid rgba(234, 179, 8, .25);
    color: #fef08a;
    padding: 7px 14px;
    border-radius: 30px;
    font-size: 12.5px;
    font-weight: 600;
    margin-bottom: 22px;
}

.lp-headline {
    font-size: 50px;
    font-weight: 900;
    line-height: 1.08;
    letter-spacing: -1.5px;
    margin-bottom: 16px;
}

.lp-headline span {
    background: linear-gradient(90deg, var(--secondary), #fde68a);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.lp-sub {
    color: #e5dfc8;
    font-size: 16px;
    line-height: 1.65;
    margin-bottom: 28px;
}

.trust-pills {
    display: flex;
    flex-wrap: wrap;
    gap: 9px;
    margin-bottom: 26px;
}

.trust-pill {
    display: flex;
    align-items: center;
    gap: 6px;
    background: rgba(255, 255, 255, .06);
    border: 1px solid rgba(255, 255, 255, .1);
    padding: 7px 13px;
    border-radius: 30px;
    color: #e5dfc8;
    font-size: 12.5px;
    font-weight: 500;
}

.trust-pill i {
    color: var(--secondary);
    font-size: 13px;
}

.funding-alert {
    background: rgba(234, 179, 8, .14);
    border: 1px solid rgba(217, 119, 6, .22);
    border-radius: 12px;
    padding: 12px 16px;
    color: #fff0a6;
    font-size: 13px;
    margin-bottom: 26px;
    display: flex;
    align-items: center;
    gap: 9px;
}

.funding-alert i {
    color: var(--secondary);
    font-size: 16px;
    flex-shrink: 0;
}

.stats-block {
    background: rgba(255, 255, 255, .04);
    border: 1px solid rgba(255, 255, 255, .08);
    border-radius: 14px;
    padding: 18px 20px;
    margin-bottom: 26px;
}

.stat-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 8px 0;
    border-bottom: 1px solid rgba(255, 255, 255, .06);
    font-size: 14px;
    color: #b7ad91;
}

.stat-row:last-child {
    border-bottom: 0;
    padding-bottom: 0;
}

.stat-row strong {
    color: #fff;
    font-weight: 700;
}

.benefit-list {
    display: flex;
    flex-direction: column;
    gap: 13px;
}

.benefit-item {
    display: flex;
    align-items: center;
    gap: 11px;
    font-size: 14.5px;
    color: #e5dfc8;
}

.benefit-item i {
    color: var(--secondary);
    font-size: 17px;
    flex-shrink: 0;
}

/* RIGHT PANEL */
.right-panel {
    padding: 52px 48px;
    background: #231c0c;
}

.step-meta {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 10px;
}

.step-label-txt {
    color: var(--muted);
    font-size: 13px;
    font-weight: 500;
}

.step-pct {
    color: var(--secondary);
    font-size: 13px;
    font-weight: 600;
}

.progress-track {
    height: 6px;
    background: #3a3012;
    border-radius: 99px;
    overflow: hidden;
    margin-bottom: 32px;
}

.progress-fill {
    height: 100%;
    border-radius: 99px;
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    transition: width .4s ease;
    width: 2.86%;
}

/* STEPS */
.step {
    display: none;
}

.step.active {
    display: block;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(8px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.q-label {
    display: none !important;
}

.question {
    font-size: 28px;
    font-weight: 800;
    line-height: 1.25;
    color: #fff;
    margin-bottom: 24px;
    letter-spacing: -.4px;
}

.form-select,
.form-control {
    height: 56px;
    border-radius: 12px;
    border: 1px solid #5a4a18;
    background: #302711;
    color: #fff;
    font-size: 15px;
    padding: 0 16px;
    transition: border-color .2s, box-shadow .2s;
}

.form-select:focus,
.form-control:focus {
    background: #302711;
    color: #fff;
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(234, 179, 8, .20);
    outline: none;
}

.form-select option {
    background: #302711;
    color: #fff;
}

.btn-next-style {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    height: 56px;
    width: 100%;
    border: none;
    border-radius: 12px;
    background: linear-gradient(90deg, var(--primary), var(--primary-light));
    color: #fff;
    font-weight: 700;
    font-size: 16px;
    margin-top: 18px;
    cursor: pointer;
    transition: opacity .2s, transform .15s;
    letter-spacing: .1px;
}

.btn-next-style:hover {
    opacity: .92;
    transform: translateY(-1px);
}

.btn-next-style:active {
    transform: translateY(0);
}

.btn-next-style i {
    font-size: 18px;
}

.btn-back-style {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    height: 50px;
    width: 100%;
    border: 1px solid #5a4a18;
    border-radius: 12px;
    background: transparent;
    color: #b7ad91;
    font-weight: 600;
    font-size: 15px;
    margin-top: 10px;
    cursor: pointer;
    transition: border-color .2s, color .2s;
}

.btn-back-style:hover {
    border-color: var(--primary-light);
    color: #fff;
}

/* Only the active step's Continue/Back button carries these marker
classes — kept separate from the -style classes above so that
automation selectors like button.btn-next always resolve to a
single element, even though every step's markup stays in the DOM. */
.step[hidden] {
    display: none;
}

.error-msg {
    color: #f87171;
    font-size: 13px;
    margin-top: 7px;
    display: none;
    align-items: center;
    gap: 5px;
}

.error-msg.visible {
    display: flex;
}

.field-hint {
    color: var(--muted);
    font-size: 12.5px;
    margin-top: 6px;
}

/* Consent / final step */
.consent-box {
    max-height: 200px;
    overflow-y: auto;
    padding: 16px 18px;
    background: #211b0b;
    border: 1px solid #5a4a18;
    border-radius: 12px;
    color: #b7ad91;
    font-size: 13px;
    line-height: 1.85;
    margin-bottom: 16px;
}

.consent-box p {
    margin-bottom: 10px;
}

.consent-box p:last-child {
    margin-bottom: 0;
}

.form-check-label {
    color: #e5dfc8;
    font-size: 14px;
    line-height: 1.55;
    cursor: pointer;
}

.form-check-input {
    background-color: #302711;
    border-color: #665821;
    width: 18px;
    height: 18px;
    margin-top: 2px;
}

.form-check-input:checked {
    background-color: var(--primary);
    border-color: var(--primary);
}

/* Security strip */
/* Security strip */
.security-strip {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
    padding: 18px 0 0;
    border-top: 1px solid rgba(255, 255, 255, .07);
    color: #91876c;
    font-size: 13px;
}

.security-strip span {
    display: flex;
    align-items: center;
    gap: 6px;
}

.security-strip i {
    color: #facc15;
}

/* Trust Card */
.trust-card {
    margin-top: 24px;
    background: rgba(255, 255, 255, .04);
    border: 1px solid rgba(255, 255, 255, .08);
    border-radius: 16px;
    padding: 20px;
}

.trust-card h3 {
    color: #fff;
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 18px;
}

.trust-item {
    padding: 14px 0;
    border-bottom: 1px solid rgba(255, 255, 255, .08);
    color: #fff;
    font-weight: 600;
}

.trust-item:last-child {
    border-bottom: none;
}

.trust-item i {
    color: #d97706;
    margin-right: 8px;
}

.trust-item p {
    margin: 6px 0 0 28px;
    color: #b7ad91;
    font-size: 14px;
    font-weight: 400;
    line-height: 1.5;
}

.security-strip span {
    display: flex;
    align-items: center;
    gap: 6px;
}

.security-strip i {
    color: #facc15;
}

/* ── SECTIONS SHARED ── */
.section-pad {
    padding: 100px 0;
}

.section-head {
    text-align: center;
    margin-bottom: 64px;
}

.s-badge {
    display: inline-block;
    padding: 8px 18px;
    border-radius: 99px;
    background: rgba(234, 179, 8, .12);
    border: 1px solid rgba(234, 179, 8, .20);
    color: var(--secondary);
    font-size: 12.5px;
    font-weight: 700;
    letter-spacing: .8px;
    text-transform: uppercase;
    margin-bottom: 18px;
}

.section-head h2 {
    font-size: 40px;
    font-weight: 800;
    letter-spacing: -.8px;
    color: #fff;
    margin-bottom: 14px;
    line-height: 1.15;
}

.section-head p {
    color: var(--muted);
    max-width: 640px;
    margin: auto;
    line-height: 1.7;
    font-size: 16px;
}

/* ── REQUIREMENTS ── */
.req-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}

.req-card {
    background: var(--card);
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 32px 28px;
    transition: transform .3s, box-shadow .3s, border-color .3s;
}

.req-card:hover {
    transform: translateY(-8px);
    border-color: var(--primary-light);
    box-shadow: 0 24px 56px rgba(234, 179, 8, .18);
}

.req-icon {
    width: 66px;
    height: 66px;
    border-radius: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    font-weight: 800;
    background: linear-gradient(135deg, var(--primary), var(--secondary));
    color: #fff;
    margin-bottom: 20px;
}

.req-card h4 {
    color: #fff;
    font-size: 17px;
    font-weight: 700;
    margin-bottom: 10px;
}

.req-card p {
    color: var(--muted);
    line-height: 1.7;
    font-size: 14.5px;
    margin: 0;
}

/* ── HOW IT WORKS ── */
.how-bg {
    background:
        radial-gradient(ellipse 70% 60% at 50% 50%, rgba(234, 179, 8, .08) 0%, transparent 70%),
        var(--bg);
}

.timeline-wrap {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    flex-wrap: wrap;
}

.tl-step {
    background: var(--card);
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 28px 22px;
    text-align: center;
    width: 210px;
    flex-shrink: 0;
    transition: transform .3s, border-color .3s;
}

.tl-step:hover {
    transform: translateY(-6px);
    border-color: var(--primary-light);
}

.tl-num {
    width: 58px;
    height: 58px;
    border-radius: 16px;
    margin: 0 auto 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--primary), var(--secondary));
    font-size: 22px;
    font-weight: 800;
    color: #fff;
}

.tl-step h4 {
    color: #fff;
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 8px;
}

.tl-step p {
    color: var(--muted);
    font-size: 13px;
    line-height: 1.6;
    margin: 0;
}

.tl-connector {
    width: 48px;
    height: 2px;
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    flex-shrink: 0;
    margin: 0 4px;
}

/* ── BENEFITS ── */
.ben-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}

.ben-card {
    background: var(--card);
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 32px 28px;
    transition: transform .3s, box-shadow .3s, border-color .3s;
}

.ben-card:hover {
    transform: translateY(-8px);
    border-color: var(--primary-light);
    box-shadow: 0 24px 56px rgba(234, 179, 8, .18);
}

.ben-icon {
    width: 58px;
    height: 58px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    background: rgba(234, 179, 8, .14);
    border: 1px solid rgba(234, 179, 8, .25);
    color: var(--secondary);
    margin-bottom: 20px;
}

.ben-card h4 {
    color: #fff;
    font-size: 16.5px;
    font-weight: 700;
    margin-bottom: 10px;
}

.ben-card p {
    color: var(--muted);
    line-height: 1.7;
    font-size: 14.5px;
    margin: 0;
}

/* ── LOAN INFO ── */
.loan-info-bg {
    background:
        linear-gradient(180deg, var(--bg) 0%, #211b0b 50%, var(--bg) 100%);
}

.loan-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}

.loan-card {
    background: var(--card);
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 32px 28px;
    text-align: center;
    transition: transform .3s, border-color .3s;
}

.loan-card:hover {
    transform: translateY(-6px);
    border-color: var(--primary-light);
}

.loan-val {
    font-size: 30px;
    font-weight: 900;
    background: linear-gradient(90deg, var(--secondary), #fde68a);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin-bottom: 8px;
    letter-spacing: -.5px;
}

.loan-card p {
    color: var(--muted);
    font-size: 14px;
    margin: 0;
}

/* ── FAQ ── */
.faq-list {
    max-width: 820px;
    margin: 0 auto;
}

.faq-item {
    background: var(--card);
    border: 1px solid var(--border);
    border-radius: 18px;
    padding: 26px 28px;
    margin-bottom: 16px;
    cursor: pointer;
    transition: border-color .2s;
}

.faq-item:hover {
    border-color: var(--primary-light);
}

.faq-q {
    display: flex;
    justify-content: space-between;
    align-items: center;
    color: #fff;
    font-size: 16px;
    font-weight: 700;
    user-select: none;
}

.faq-q i {
    color: var(--secondary);
    font-size: 18px;
    transition: transform .25s;
    flex-shrink: 0;
}

.faq-item.open .faq-q i {
    transform: rotate(45deg);
}

.faq-a {
    color: var(--muted);
    font-size: 15px;
    line-height: 1.75;
    max-height: 0;
    overflow: hidden;
    transition: max-height .3s ease, margin-top .3s ease;
}

.faq-item.open .faq-a {
    max-height: 200px;
    margin-top: 14px;
}

/* ── DISCLAIMER ── */
.disclaimer-section {
    padding: 60px 0;
    background: rgba(255, 255, 255, .015);
    border-top: 1px solid rgba(255, 255, 255, .06);
}

.disclaimer-box {
    max-width: 900px;
    margin: 0 auto;
    text-align: center;
    color: #91876c;
    font-size: 13.5px;
    line-height: 1.8;
}

.disclaimer-box strong {
    color: #b7ad91;
}

/* ── FOOTER ── */
.site-footer {
    background: var(--bg);
    border-top: 1px solid rgba(255, 255, 255, .06);
    padding: 40px 0;
    text-align: center;
}

.footer-copy {
    color: #786f59;
    font-size: 13px;
}

.footer-legal {
    margin-bottom: 20px;
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 18px 28px;
}

.footer-legal a {
    color: #b7ad91;
    text-decoration: none;
    font-size: 14px;
    font-weight: 500;
}

.footer-legal a:hover {
    color: #d97706;
}

.card {
    width: 600px;
    max-width: 90%;
    text-align: center;
    background: linear-gradient(160deg, #352b0d 0%, #211b0b 100%);
    border: 1px solid rgba(255, 255, 255, .08);
    border-radius: 20px;
    padding: 40px;
}

.check {
    font-size: 60px;
    color: #f59e0b;
}

.legal-header {
    background: var(--bg);
    border-bottom: 1px solid rgba(255, 255, 255, .08);
    padding: 18px 30px;
    position: sticky;
    top: 0;
    z-index: 100;
}

.legal-header a {
    color: #fff;
    text-decoration: none;
    font-size: 28px;
    font-weight: 800;
}

.legal-header span {
    color: var(--secondary);
}

.legal-container {
    max-width: 1000px;
    margin: 0 auto;
    padding: 60px 30px;
}

.legal-footer {
    border-top: 1px solid rgba(255, 255, 255, .08);
    padding: 30px;
    text-align: center;
    color: #b7ad91;
}

.legal-container h1 {
    font-size: 48px;
    margin-bottom: 20px;
    color: #fff;
}

.legal-container h2 {
    font-size: 28px;
    margin-top: 45px;
    margin-bottom: 15px;
    color: #fff;
}

.legal-container p {
    color: #b7ad91;
    font-size: 16px;
}

.legal-container ul {
    color: #b7ad91;
}


.legal-footer {
    text-align: center;
    padding: 20px 15px;
    margin-top: 40px;
    border-top: 1px solid rgba(255, 255, 255, .08);
}

.footer-links {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 12px;
    margin-bottom: 15px;
}

.footer-links a {
    color: #b7ad91;
    text-decoration: none;
    font-size: 14px;
}

.footer-links a:hover {
    color: #d97706;
    text-decoration: underline;
}

.footer-address {
    margin-bottom: 15px;
    line-height: 1.6;
    font-size: 14px;
}

.hq-title {
    font-size: 14px;
    margin-bottom: 6px;
}

.footer-disclaimer {
    max-width: 900px;
    margin: 0 auto 12px;
    font-size: 13px;
    line-height: 1.6;
}

.footer-copy {
    font-size: 13px;
    margin-top: 10px;
}

.letter {
    margin-top: 40px;
    margin-bottom: 20px;
    font-size: 34px;
    color: var(--secondary);
    border-bottom: 1px solid rgba(255, 255, 255, .08);
    padding-bottom: 10px;
}


.intro {
    color: #ddd6bd;
    margin-bottom: 35px;
    line-height: 1.8;
}


.term {
    margin-bottom: 24px;
}

.term h3 {
    color: #fff;
    font-size: 22px;
    margin-bottom: 8px;
}

.term p {
    color: #ddd6bd;
    line-height: 1.8;
}

.legal-box {
    background: #3a2e0c;
    border: 1px solid rgba(255, 255, 255, .08);
    border-radius: 18px;
    padding: 40px;
}

.notice-box {
    margin-top: 50px;
    background: rgba(255, 255, 255, .03);
    border: 1px solid rgba(255, 255, 255, .08);
    border-radius: 12px;
    padding: 25px;
}

.notice-box h2 {
    color: #fff;
    margin-bottom: 15px;
}

.notice-box p {
    color: #ddd6bd;
    line-height: 1.8;
}

.section {
    margin-bottom: 40px;
}

.section h2 {
    color: linear-gradient(90deg, var(--secondary), #fde68a);
    margin-bottom: 15px;
    font-size: 28px;
}

.section p {
    color: #ddd6bd;
    line-height: 1.9;
    margin-bottom: 15px;
}

.section ul {
    color: #ddd6bd;
    padding-left: 25px;
    line-height: 1.9;
}

.header {
    background: #1c1708;
    border-bottom: 1px solid rgba(255, 255, 255, .08);
    padding: 22px 30px;
}

.logo {
    font-size: 28px;
    font-weight: 800;
    color: #fff;
    text-decoration: none;
}

.logo span {
    color: var(--secondary);
}

.container {
    max-width: 1000px;
    margin: auto;
    padding: 60px 20px;
}

.contact .card {
    background: #29210d;
    border: 1px solid rgba(234, 179, 8, .18);
    border-radius: 18px;
    padding: 40px;
    width: 100%;
    max-width: 100%;
    text-align: left;
}

.contact-box {
    margin-top: 30px;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
}

.info-card {
    background: #332a0e;
    border: 1px solid rgba(234, 179, 8, .15);
    border-radius: 14px;
    padding: 25px;
}

.info-card h3 {
    margin-bottom: 12px;
    color: var(--secondary);
}

.info-card p {
    margin: 0;
}

.office {
    margin-top: 35px;
    text-align: center;
    padding: 25px;
    background: #332a0e;
    border-radius: 14px;
}

.office h3 {
    margin-bottom: 15px;
    color: var(--secondary);
}

.footer-space {
    margin-top: 40px;
}

.contact h1 {
    font-size: 42px;
    margin-bottom: 15px;
}

.contact h2 {
    font-size: 24px;
    margin-bottom: 20px;
    color: #fff;
}

.contact p {
    color: #ddd6bd;
    margin-bottom: 15px;
}

/* ── RESPONSIVE ── */
@media(max-width:1100px) {
    .funnel-grid {
        grid-template-columns: 1fr;
    }

    .req-grid,
    .ben-grid,
    .loan-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .lp-headline {
        font-size: 40px;
    }
}

@media(max-width:768px) {
    .left-panel {
        padding: 40px 28px;
    }

    .right-panel {
        padding: 36px 24px;
    }

    .question {
        font-size: 24px;
    }

    .tl-connector {
        display: none;
    }

    .timeline-wrap {
        gap: 16px;
    }

    .tl-step {
        width: 100%;
        max-width: 320px;
    }

    .section-head h2 {
        font-size: 30px;
    }

    .lp-headline {
        font-size: 34px;
    }

    .legal-container {
        padding: 40px 20px;
    }

    .legal-container h1 {
        font-size: 34px;
    }

    .legal-container h2 {
        font-size: 24px;
    }

    .footer-links {
        flex-direction: column;
        gap: 10px;
    }
}

@media(max-width:576px) {

    .req-grid,
    .ben-grid,
    .loan-grid {
        grid-template-columns: 1fr;
    }

    .lp-headline {
        font-size: 30px;
    }

    .header-badge {
        display: none;
    }

    .header-nav {
        gap: 14px;
    }

    .header-nav a {
        font-size: 13px;
    }
}


/* ── DARK GOLD THEME FINAL OVERRIDES ── */
html,
body {
    background: #0f0c05 !important;
}

.hero-section {
    background:
        radial-gradient(ellipse 60% 50% at 0% 0%, rgba(234, 179, 8, .16) 0%, transparent 70%),
        radial-gradient(ellipse 55% 45% at 100% 100%, rgba(217, 119, 6, .12) 0%, transparent 65%),
        #0f0c05 !important;
}

.how-bg {
    background:
        radial-gradient(ellipse 70% 60% at 50% 50%, rgba(234, 179, 8, .07) 0%, transparent 70%),
        #0f0c05 !important;
}

.loan-info-bg {
    background: linear-gradient(180deg, #0f0c05 0%, #1c1608 50%, #0f0c05 100%) !important;
}

.site-footer,
.legal-header {
    background: #0f0c05 !important;
}

.left-panel {
    background: linear-gradient(160deg, #352b0d 0%, #1c1608 100%) !important;
}

.right-panel {
    background: #1c1608 !important;
}

.card {
    background: linear-gradient(160deg, #352b0d 0%, #1c1608 100%) !important;
}

/* Prevent accidental white/light backgrounds */
section,
main {
    background-color: transparent;
}
body {
    margin: 0;
    background: #0f0c05;
    color: #e5dfc8;
    font-family: 'Inter', sans-serif;
    line-height: 1.8;
}

.legal-header {
    background: #0f0c05;
    border-bottom: 1px solid rgba(234, 179, 8, .18);
    padding: 18px 30px;
    position: sticky;
    top: 0;
    z-index: 100;
}

.legal-header a {
    color: #fff;
    text-decoration: none;
    font-size: 28px;
    font-weight: 800;
}

.legal-header span {
    color: #eab308;
}

.legal-container {
    max-width: 1000px;
    margin: 0 auto;
    padding: 60px 30px;
}

h1 {
    font-size: 48px;
    margin-bottom: 20px;
    color: #fff;
}

h2 {
    font-size: 28px;
    margin-top: 45px;
    margin-bottom: 15px;
    color: #facc15;
}

p {
    color: #e5dfc8;
    font-size: 16px;
}

ul {
    color: #e5dfc8;
}

.legal-footer {
    border-top: 1px solid rgba(234, 179, 8, .18);
    padding: 30px;
    text-align: center;
    color: #b7ad91;
    background: #0f0c05;
}

@media(max-width:768px) {
    h1 {
        font-size: 34px;
    }

    h2 {
        font-size: 24px;
    }

    .legal-container {
        padding: 40px 20px;
    }
}


.legal-footer {
    text-align: center;
    padding: 20px 15px;
    margin-top: 40px;
    border-top: 1px solid rgba(234, 179, 8, .18);
    background: #0f0c05;
    color: #e5dfc8;
}

.footer-links {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 12px;
    margin-bottom: 15px;
}

.footer-links a {
    color: #fde68a;
    text-decoration: none;
    font-size: 14px;
}

.footer-links a:hover {
    color: #facc15;
    text-decoration: underline;
}

.footer-address {
    margin-bottom: 15px;
    line-height: 1.6;
    font-size: 14px;
    color: #e5dfc8;
}

.hq-title {
    font-size: 14px;
    margin-bottom: 6px;
    color: #facc15;
}

.footer-disclaimer {
    max-width: 900px;
    margin: 0 auto 12px;
    font-size: 13px;
    line-height: 1.6;
    color: #b7ad91;
}

.footer-copy {
    font-size: 13px;
    margin-top: 10px;
    color: #91876c;
}

@media(max-width:768px) {
    .footer-links {
        flex-direction: column;
        gap: 10px;
    }
}